“Shop till you drop,” sums it up. Call and email insurance companies and get more than a few car insurance quotes. Don’t be surprised when you find quotes differing by hundreds of pounds.
Take out more than one insurance policy. Many insurance companies provide insurances for a variety of covers, such as home insurance, contents insurance, life insurance, pet insurance and every type of insurance you can think of. Buying a few different products from one company can provide you with a significant discount.
Increase your excess for younger drivers. Insurance companies ask for a set excess. However, most will also ask if you would like to contribute a voluntary excess.
Don’t get into trouble. Criminal convictions, whether vehicle related or not, will increase your car insurance premiums. And the bad news is they stay on your record for five years.
Be a safe driver. Drive within speed limits, with a full MOT and tax will ensure you don’t attract any unwanted attention and receive a fine and points on your license.
The above are the top five ways to reduce your car insurance. Safe driving and thinking before you buy will put you on the road to low car insurance premiums.